Yes. Secret Labs Inc. runs it, card charges show as S LABS INC, and it had 4.5 stars from 324 Trustpilot reviews on November 11, 2026. Refunds are very limited, so start with a single month.

How much does Secrets AI cost?

Premium is $19.99 a month or $109.99 a year, and Ultimate is $39.99 a month or $319.99 a year, according to Secrets' wiki on November 11, 2026. A sale price applies to the first billing period only.

The free plan gives 20 messages a day, tied to your device. It includes no Moments and can't buy them, so images, video, audio calls and custom characters need Premium or Ultimate.

What are Moments on Secrets AI?

Moments are its currency. An image costs 50, a five-second video 320 to 1,200 depending on the model, and an audio call 50 a minute. Premium includes 8,000 a month and Ultimate 15,000.

Do Secrets AI Moments expire?

The monthly ones do. They reset on your renewal date and don't roll over. Moments you buy separately don't expire.

Does Secrets AI have an app?

No. It runs in the browser, and Secrets says any app with its name in the App Store or on Google Play isn't affiliated with it.

Can I get a refund from Secrets AI?

Rarely. Its refund policy covers billing mistakes reported within 30 days and a 14-day right to withdraw for first purchases in the EU and UK. Moments and crypto payments are never refunded.

What does Secrets AI Ultimate add?

15,000 Moments a month instead of 8,000, group chats with two or three companions, personas, proactive messages, personality editing, longer messages and the strongest memory tier.

Secrets AI Review: Prices, Moments and What You Get

Updated Nov 11, 2026 · We make Lovi Dream, a rival app, and haven't paid for Secrets AI. Every fact is sourced below

A blonde woman in a black satin corset dress holding a lace masquerade mask and pressing a finger to her lips in a candlelit hallway

Short answer

Secrets AI is a real adult companion app with a lot in it: unlimited chat on paid plans, audio calls, image and video generation, and its own video series. Premium costs $19.99 a month with 8,000 Moments, its currency, and Ultimate costs $39.99. The catches are that group chats and personas need Ultimate, monthly Moments don't roll over, and almost nothing is refundable.

Secrets AI alternatives at a glance

1
Lovi Dream
Ours
Tokens that never expire, and video stories to watch
Yamila, Hailey, Mei and moreMeet Yamila
2
Kindroid
Group chats and calls in a single subscription
Our take Visit site
3
Nomi
A companion with long memory, in an iPhone app
Our take Visit site
4
OurDream AI
Also $19.99 a month, with a refund rule you can use
Our take Visit site
5
Candy AI
The most finished video, and a 24-hour refund rule
Our take Visit site

We make Lovi Dream. Every other app's facts come from its own site or help pages, checked Nov 2026. How we ranked them

Premium: $19.99 a month, or $109.99 a year
Ultimate: $39.99 a month, or $319.99 a year
Free plan: 20 messages a day, no images or video
Moments on Premium: 8,000 a month, no rollover
One image, one video: 50 Moments, and 320 to 1,200
Refunds: Billing mistakes, plus 14 days in the EU and UK
Who runs it: Secret Labs Inc., Dover, Delaware
On your card statement: S LABS INC

What Secrets AI is

Secrets AI is an adult companion site from Secret Labs Inc., a company its terms place in Canada and the United States with an address in Dover, Delaware. You chat with a ready-made character or build your own, and on a paid plan she can send pictures, make short videos and take audio calls. It also has Secret Shorts, a set of short video series.

It runs in the browser. There's no app in the App Store or on Google Play, and Secrets' own install guide warns that any app using its name there belongs to someone else. On Trustpilot it had 4.5 stars from 324 reviews on November 11, 2026, and Trustpilot notes that Secrets invites its customers to review it.

Secrets AI plans and prices

There are three tiers. These prices are from Secrets' subscription page in its wiki, which we read on November 11, 2026.

Free20 messages a day, no Moments$0
Premium, monthly8,000 Moments a month$19.99 a month
Premium, yearlyworks out to $9.17 a month$109.99 a year
Ultimate, monthly15,000 Moments a month$39.99 a month
Ultimate, yearlyworks out to $26.67 a month$319.99 a year

Premium gives unlimited messages, video generation, character bundles, lorebooks and a stronger memory than the free plan.
Ultimate adds group chats with two or three companions, personas, messages she sends first, personality editing and the strongest memory.
Sales are frequent, and a sale price covers the first billing period only. After that the plan renews at the regular price.
Cards are Visa, Mastercard and Discover, and crypto starts at $20. A charge shows as "S LABS INC".

What Moments buy

Moments are Secrets' currency for everything past text. The costs below are from its Moments and payments guide on November 11, 2026. Video prices are for five seconds at 720p and go up with length and resolution.

One image100 at 2K50 Moments
Video, Basic modelsound included320 Moments
Video, Classic model600 Moments
Video, Intimate model850 Moments
Video, Cinematic model1,200 Moments
Audio call50 Moments a minute
A character you buildthe first one is free500 Moments

Premium's 8,000 Moments cover 160 images, or 25 Basic videos, or six Cinematic ones, or 160 minutes of calls. They share one balance, so a month with a lot of video leaves little for the rest.

The monthly Moments reset on your renewal date. Whatever is left doesn't carry over.
Moments you buy on top don't expire. The wiki's example is 4,000 for $11.99, with 10% extra on Premium and 15% on Ultimate, which makes an image about 15 cents.
Only paying members can buy them.
A generation that fails after it starts is refunded automatically, and a request stopped by the safety check isn't charged.

A woman with curly caramel hair in an emerald satin robe over a black lace bralette sitting cross-legged on a green velvet sofa, holding up a fan of white cards

Is Secrets AI free?

Chatting is, up to a point. The free plan gives 20 messages a day with every character, each up to 500 characters long. The limit is tied to your device, and the wiki says a second account doesn't reset it.

Free accounts get no Moments and can't buy any, so images, video, audio calls, bundles and custom characters all wait behind a paid plan. The opening episodes of Secret Shorts play without paying.

Chat, memory and calls

Memory depends on the tier. The wiki describes the free plan's as basic, Premium's as four times the access with 60% more context, and Ultimate's as six times the access with double the context. Premium also adds lorebooks, where you write down what she should remember.

Even so, a Premium member of four months wrote on Reddit that long chats lose detail over time. The same thread has a user whose plan showed on a laptop but not on a phone, with support tickets on Discord that didn't fix it.

Audio calls cost 50 Moments a minute. Secrets' privacy policy says your voice is turned into text as you speak and the recording is deleted straight away. Group chats need Ultimate.

A red-haired woman in an open grey hoodie, a white lace bralette and striped knee socks lying on a bed with her legs up, laughing on a phone call

Images, video and Secret Shorts

Secrets offers seven video models, from Basic at 320 Moments to Cinematic at 1,200, and the button shows the exact cost before you generate. Images come in three sizes up to 2K. There's no 4K.

Secret Shorts are the part we rate highest. We watched the first episodes of one series, Three Knocks, in November 2026. The shots are short, there's a narrator, and the voices sound natural. Later episodes are unlocked one at a time with Moments, on Premium or Ultimate only, and unlocking one doesn't open the rest of the series. Our guide to spicy short dramas lists where else to watch this kind of video.

Privacy and billing

The homepage says chats are protected with end-to-end encryption. Secrets' own screening policy says automated filters check every message and people review the flagged ones, and its privacy policy allows training its AI on your chats. Our own app also moderates chats, and we don't claim encryption like that either.

On the good side, billing is discreet, and deleting your account deletes your chats at once. We go through all of it in Is Secrets AI safe?

Refunds and cancelling

You cancel under Settings, then Manage Subscription, and keep the plan until the period you paid for ends. Getting money back is another matter. Secrets' refund policy, updated on October 21, 2026, says:

Time you've already paid for isn't refunded.
Moments are final once you buy them.
Anything paid in crypto is never refunded.
A billing mistake is refunded if you report it within 30 days of the statement.
In the EU and the UK you can withdraw from your first purchase within 14 days, minus what you used.

Is Secrets AI worth it?

What it does well

Unlimited messages on both paid plans.
Audio calls, which few rivals have.
Seven video models, with the price shown first.
Well-made Shorts, with free opening episodes.
Failed generations are refunded automatically.
Discreet billing, and chats deleted with your account.

What to weigh

Group chats, personas and proactive messages need Ultimate at $39.99.
Monthly Moments don't roll over.
Almost nothing is refundable.
The free plan has no images or video at all.
The encryption claim doesn't match its policies.
No phone app.

It suits you if you want one app for chat, calls and making your own video, and you'll use the Moments every month.
Start with one month of Premium. With refunds this narrow, a year up front is a risk until you know you'll stay.
Think twice if group chats are the point, because that means the $39.99 plan.

Five apps to compare it with

The cards at the top rank five apps on four things Secrets doesn't give you: a refund window, tokens that carry over, the top features without a second plan, and a phone app. We used each app's own pricing, refund and store pages, read in October and November 2026. Lovi Dream is ours, so read that part as our side.

What Lovi Dream does differently

Tokens never expire, monthly or bought.
Our refund policy gives 14 days on the latest charge if you've barely used it.
Shorts with every girl, and the first episode of each series is open.
Live Action with Yamila: you pick her next move and watch it.
Girls we wrote ourselves, each with a story.

Where Secrets AI is ahead

Secrets has audio calls. We have voice messages.
It has group chats. We don't.
It makes video from your prompt. We don't.
Its paid memory reaches further. Ours covers the newest 80 messages.
We're browser only too, and closed to the UK.

Kindroid
Kindroid puts group chats, voice calls and video calls in its one subscription, listed at $14.99 a month on the App Store, and it has iPhone and Android apps. You build every companion yourself, and there are no video series.
Nomi
Nomi is built around long memory and lives in an 18+ iPhone app. Several Nomis can share a group chat. It has selfies but no video, and its prices are shown inside the app.
OurDream AI
OurDream AI's Premium is the same $19.99 a month, with unlimited messages and 1,000 dreamcoins. Its refund rule only shuts the door once you've used more than a quarter of what you bought. Our OurDream AI pricing guide has the rest.
Candy AI
Candy AI has the largest shelf of finished video and refunds within 24 hours if you've spent 20 tokens or fewer. Premium is $13.99 a month, and photos and video cost tokens on top. See our Candy AI review.

If you've already decided to leave, our Secrets AI alternatives page matches apps to your reason.

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FAQ

Meet Yamila on Lovi Dream

Your salsa teacher has a story, sends photos when you ask, and her tokens never run out on a date.

Meet Yamila