What is the best Chub AI alternative?

Lovi Dream, which we make, if you want to pay by card and get photos and short video stories with the chat. Janitor AI is the closest site like Chub AI for a big bot library with a free model, SpicyChat and CrushOn AI include their models, and Candy AI has the most video.

Searching the library is free. Chat on Chub's own models is limited: its subscription page mentions one-time trial credits worth a few dozen messages, and Robo Rhythms reports 20 free messages a day since June 28, 2026. You can also connect your own API key and pay that provider.

How much does Chub AI cost?

One plan, $20 a month, as its subscription page read on November 11, 2026. It includes unlimited use of all Chub models, voice and multimedia generation. The $5 Mercury plan was removed in June 2026.

Why is Chub AI crypto only?

Chub's subscription page says credit card companies and payment processors are the main source of censorship pressure on websites, and that by not using them it can stay free of that pressure permanently.

What happened to Chub Mercury?

Mercury was Chub's $5 a month plan. Robo Rhythms and The Social Climb report it was removed on June 28, 2026, the same day Chub went crypto only. The $20 plan, known as Mars, is the one left.

Does Chub AI give refunds?

Not as a rule. Its terms say Chub does not offer refunds unless the company explicitly grants one. If you cancel, you aren't charged for the next month and keep access until the paid period ends.

Are Chub AI chats private?

Its terms say private characters and chats are never given to a third party and never used to train a model, and that staff can't view private content without your written permission. We can't check that from outside.

Best Chub AI Alternatives in 2026

Updated Nov 11, 2026 · We make Lovi Dream, so read our picks with that in mind

A woman with a copper-red bob in an emerald satin slip dress sitting on the edge of a pool table under a fringed lamp in a wood-panelled bar, looking at the camera

Short answer

Try Lovi Dream, our app, if Chub's switch to crypto-only payment is why you're looking: you pay by card, Premium chat has no daily count, the girls send photos, and one-minute video stories are ready to watch. Janitor AI is the closest library and its own model has no message limit, SpicyChat and CrushOn AI ship their models with the app, and Candy AI has the most video.

Chub AI alternatives, ranked

1
Lovi Dream
Ours
Card payment, uncounted chat, photos and video stories
Mei, Kristina, Yamila and moreMeet Mei
2
Janitor AI
The nearest thing to Chub's library, with a model that's free
Our take Visit site
3
SpicyChat
Community bots, models included, a plan near Mercury's old price
Our take Visit site
4
CrushOn AI
Group chats and a model menu with nothing to set up
Our take Visit site
5
Candy AI
Realistic girls, selfies and the most finished video
Our take Visit site

We make Lovi Dream. Every other app's facts come from its own site or help pages, checked Nov 2026. How we ranked them

Why people leave Chub AI

Chub AI, once called CharacterHub, is a library of user-made character cards with a chat screen on top. Its own guide calls it uncensored, and for years that plus a $5 plan was the draw. Then the plans changed in June 2026. We haven't paid for Chub. What follows is from its subscription page and terms as they read on November 11, 2026, or from a write-up we name.

You can only pay in crypto. The subscription page has a "Why Crypto-Only?" answer: card companies and payment processors are "the primary sources of censorship pressure", so Chub stopped using them. If you don't hold crypto, that means a wallet or an exchange account before you can subscribe.
The $5 plan is gone. Robo Rhythms dates the change to June 28, 2026, when Chub removed Mercury. The subscription page now lists a single plan at $20 a month.
Free chat shrank. Robo Rhythms and The Social Climb both report 20 messages a day for free accounts since that date. Chub's own page describes the free option as one-time trial credits "amounting to a few dozen messages".
The way around the cap is your own API key. The Social Climb found the limit only applies to Chub's model, so a key from another provider skips it. You then keep a second account and pay that provider for what you use.
Errors got more confusing. "You have neither trial credits nor an active subscription" usually means the day's free messages are used up, Robo Rhythms says, and it logged a wave of replies turning into gibberish or Chinese in September 2026. Our Is Chub AI down? page has the fixes.
Refunds are at Chub's discretion. The terms say "Chub does not offer refunds unless explicitly granted by the Company."
Voice and multimedia generation are listed under the $20 plan. Chub is mostly a place to read and write.
In its favor: the $20 plan is unlimited across every Chub model, the terms promise private chats are never used to train a model or passed to a third party, and you can still search the library without logging in.

A brunette with a high ponytail in a white crop top and black lace shorts sitting on a kitchen counter, frowning at a blank bank card in her hand

Is Chub AI free?

Browsing is. The homepage has a "Search without Login" link, and an account costs nothing. Chatting on Chub's own models is where it runs out. The subscription page answers "Is there a free trial/option?" with one-time trial credits worth a few dozen messages, and two write-ups from autumn 2026 put the free allowance at 20 messages a day.

You can still connect an API key from OpenAI, Anthropic or another provider and chat without Chub's plan. That part isn't free either: the provider bills you for every message.

How we ranked them

Chub's library and its hands-off content rules still have no real equal, so we didn't rank on those. We ranked on what changed in June: how you pay, what a free account can do, and whether a model comes with the app. Each line is from the app's own site, docs or store listing. We read Chub's on Nov 11, 2026, Janitor AI's and SpicyChat's on November 8 and 11, 2026, CrushOn's on November 5 and Candy AI's on October 24 and November 9.

01
Paying without a wallet
Chub takes crypto and nothing else. Which of these let you subscribe with an ordinary card.
02
What a free account does
Chub's free chat is a small daily allowance or trial credits. How far you get here before paying.
03
A model in the box
Without the $20 plan, Chub expects your own API key. Which apps include the model.
04
A plan under $20
Mercury was $5 a month until June 2026. What the first paid step costs elsewhere.
05
Pictures and video
Chub is text first. Who sends photos, who has video, who has neither.
06
Getting money back
Chub refunds only when it chooses to. The window each rival gives.

1. Lovi Dream, for a card payment and chat nobody counts

Lovi Dream is ours, so weigh this section accordingly. It's a different kind of app from Chub. There are no cards to import and no model to pick. You get 33 girls we wrote, realistic and anime, who text first, send photos and star in Shorts, minute-long videos shot from your point of view. You subscribe with a bank card.

What it does well

Plans are paid by card. No wallet, no exchange account.
Premium chat has no daily allowance and no monthly total.
Ask for a photo and she sends one that fits the scene. The 100 tokens that come with Premium each month pay for about 33.
The first episode of every Shorts series is free to watch. On Premium the rest cost 20 tokens apiece.
Tokens don't expire if you leave them unspent.
Under the refund policy you have 14 days to ask for the latest charge back if you barely used it.

The catch

No character cards, lorebooks or imports, and no bots from other users. The cast is ours.
You can't choose the model or plug in an API key.
There are content rules. Chub's promise is that it has almost none.
She remembers the last 80 messages, not the whole story.
You need an account, and unlimited chat is a Premium feature.
It runs in the browser only and isn't open to the UK.

Lovi Dream suits you if you're tired of keys, wallets and settings and want to open a chat with a girl who already has a look, a voice and scenes to watch.

Meet Mei

A woman with long box braids in white lace lingerie and an open denim shirt curled up in a hanging rattan chair on a balcony at sunset, smiling

2. Janitor AI, for the closest library and a model that's free

Janitor AI works the most like Chub. Its help center counts more than 1.4 million public bots, every one made by a user, and its standard model answers without a message limit. Like Chub it also takes your own API key.

What it does well

Over 1.4 million user-made characters to search.
The built-in model is free and isn't capped by the day.
Bring a key from another provider, or let the Janitor Router handle models on Janitor+.
Janitor+ is billed through Stripe, an ordinary card processor.
Beta apps exist for both iPhone and Android.

The catch

Free chats hold roughly 9,000 tokens of context. Janitor+ multiplies that by five.
Text only: it doesn't make pictures or video.
For a stronger model you still end up with a second account and a second bill.
In the phone app, adult chat stays off until you switch it on from the website.

Go with Janitor AI if you used Chub for its bots and its free model and want the same habit somewhere a card works. The downsides are in Janitor AI alternatives.

Visit Janitor AI

3. SpicyChat, for included models at close to Mercury's price

SpicyChat is a user-built catalog with adult roleplay allowed, and the models are part of the app on every tier. Its docs set no message cap for free accounts. The first paid plan costs about what Chub's Mercury did before it was removed.

What it does well

A large community catalog you can filter by tag.
No key to manage: models are included, free tier too.
Plans run $5.95, $19.95 and $29.95 a month since the September 8, 2026 update.
Pictures in chat on the two higher plans.

The catch

Free and entry-plan chats see about 4,096 tokens, and a reply stops at 180, according to the token guide.
Only the top plan skips the waiting queue.
Adult chat needs a video selfie or ID check in the UK, France, Italy, Australia and 26 US states.
No video, and no way to bring your own model.

SpicyChat fits if you paid for Mercury and want a similar bill with the model handled for you. We list where it falls short in SpicyChat alternatives.

Visit SpicyChat

4. CrushOn AI, for group chats with nothing to set up

CrushOn is another big library of user characters where adult roleplay is allowed. You choose from a menu of built-in models, and group chats with several bots work from the start. If Chub's configuration screens were the part you put up with, this is the lighter version.

What it does well

Group chats with more than one character.
A model menu in the app. No keys, no proxy links.
A free plan with 100 message credits each month.
Yearly plans from $58.88, which is under $5 a month.

The catch

A free account's chats are wiped after 7 days without use.
Reviewers on Trustpilot describe a $0.99 card charge before 18+ content unlocks.
There's no iPhone app, and closing your account means emailing support.

Pick CrushOn if you want several characters in one scene and no setup. Our CrushOn alternatives page covers its free plan and its filters, and Is CrushOn AI safe? covers the card check.

Visit CrushOn AI

5. Candy AI, for selfies and video instead of cards

Candy AI is the least like Chub on this list. It has no community bots and no model settings. It has realistic girls, a builder for your own, selfies inside the chat and a shelf of finished video: Candy Shorts held 193 series when we counted on November 9, 2026. We paid for it with a card.

What it does well

Text is unlimited on Premium, $13.99 a month.
Photo-style selfies that look taken on a phone.
More ready-made adult series than any app we've counted.
Card payment. Ours showed up on the statement as "EverAI", as the plans page said it would.

The catch

The free account stops after 5 messages and 1 image.
Photos and video past the 100 monthly tokens cost extra, about 10 cents a token.
A refund has to be requested within 24 hours of paying.
No user-made characters, and nothing to import.

Candy AI is for Chub users who want to see her as well as read her and don't mind paying per picture. Start with our Candy AI review, then Candy AI alternatives.

Visit Candy AI

Which one fits you

Lovi Dream: pay by card, chat that isn't counted, photos and video stories.
Janitor AI: the biggest bot library and a free model, text only.
SpicyChat: community bots with the model included, from $5.95.
CrushOn AI: group chats and a model menu, no setup.
Candy AI: realistic girls, selfies and the most video.

FAQ

Meet Mei, no wallet needed

Your boss texts you after hours, sends a photo when you ask, and her video scenes are ready to play.

Meet Mei

Best Chub AI Alternatives in 2026

Chub AI alternatives, ranked

Lovi Dream

Janitor AI

SpicyChat

CrushOn AI

Candy AI

Why people leave Chub AI

Is Chub AI free?

How we ranked them

Paying without a wallet

What a free account does

A model in the box

A plan under $20

Pictures and video

Getting money back

1. Lovi Dream, for a card payment and chat nobody counts

What it does well

The catch

2. Janitor AI, for the closest library and a model that's free

What it does well

The catch

3. SpicyChat, for included models at close to Mercury's price

What it does well

The catch

4. CrushOn AI, for group chats with nothing to set up

What it does well

The catch

5. Candy AI, for selfies and video instead of cards

What it does well

The catch

Which one fits you

FAQ

Meet Mei, no wallet needed